Cruise Travel Insurance FAQ's
What is Cruise Travel Insurance?
Cruise travel insurance is a specific travel insurance policy that covers the activities and risks more likely to be associated with a cruise holiday in addition to the cover on a standard travel insurance policy.
What does Cruise Travel Insurance cover?
A cruise travel insurance policy will cover you for medical expenses that you need to pay if you fall ill or injure yourself while on your cruise liner or on land on one of the many excursion's you are sure to include.
It also includes repatriation cover should you need to be brought home early or transportation to a land based hospital if you need medical attention while cruising.
Cancellation cover is included from the day you purchase your policy and there is also cover for lost or stolen baggage or valuables. In addition to these benefits some insurers on our panel include cabin confinement and cruise interruption cover, which would cover you if you need treatment on dry land but are then passed fit and well to rejoin your cruise.
Cruise Travel Insurance for pre-existing medical conditions?
We specialise in helping people with pre-existing medical conditions get travel insurance and taking a cruise holiday is no exception. The medical screening process is easy and straightforward, just make sure you declare all conditions, if you need more help then just call us and we’ll be happy to give you a quote over the phone. We may need to charge an additional premium for some conditions, and this will be reflected by the condition, age and any other conditions you may have and includes having symptoms, tests, diagnosis or medical treatment for a condition.
Key Benefits of our Cruise Holiday Insurance
You can compare insurers and choose from 3 levels of cover for our single trip policies, bronze, silver and gold.
- Cruise holidays can be from 1 day - 365 days
- Emergency medical and repatriation expenses up to £15 million
- No upper age limit
- Cover for pre existing medical conditions
- Cancellation up to £12,500 per person
- Missed Port Departure up to £2,000
- Cabin Confinement up to £2,000
- Baggage cover up to £3,000 per person
- Itinerary change up to £1,000 per person
- Covid-19 cover for medical costs and cancellations
How to Book Your First Cruise
Booking your first cruise can feel overwhelming, with so many ships, destinations, and packages to choose from. Whether you're looking for a luxury getaway, a family-friendly adventure, or a budget-friendly voyage, this guide will help you navigate the process and book your perfect first cruise with confidence.
1. Choose the Right Destination
Cruises sail to almost every corner of the world. Think about:
✔️ Caribbean & Bahamas: Ideal for first-timers with sunny beaches and relaxed itineraries.
✔️ Mediterranean: A mix of culture, history, and stunning coastlines.
✔️ Alaska: Perfect for nature lovers and adventure seekers.
✔️ Northern Europe: Experience Norway’s fjords or the Baltic capitals.
✔️ Asia & Australia: Explore exotic ports and vibrant cities.
✔️ River Cruises: A great alternative for those who prefer smaller ships and cultural experiences.
2. Decide on the Best Cruise Line for You
Each cruise line offers a different experience. Consider:
✔️ Family-friendly: Disney Cruise Line, Royal Caribbean, MSC Cruises.
✔️ Luxury & all-inclusive: Silversea, Regent Seven Seas, Seabourn.
✔️ Mid-range & premium: Celebrity Cruises, Princess, Holland America.
✔️ Adventure & expedition: Hurtigruten, Lindblad Expeditions.
✔️ Party & entertainment: Virgin Voyages, Norwegian Cruise Line.
3. Select the Right Ship Size
✔️ Large Ships (3,000+ passengers): More entertainment, activities, and dining options. Best for families and social travelers.
✔️ Mid-Size Ships (1,000–3,000 passengers): A balance between variety and a more intimate experience.
✔️ Small Ships (Under 1,000 passengers): Ideal for quieter, boutique-style cruising with personalized service.
✔️ Expedition Ships & River Cruises: Smaller vessels that focus on cultural and nature-based experiences.
4. Choose the Best Cabin Type
✔️ Inside Cabin: Most budget-friendly but no windows.
✔️ Ocean View Cabin: Offers a window or porthole for natural light.
✔️ Balcony Cabin: Perfect for private outdoor space and sea views.
✔️ Suites: Larger rooms with premium perks, often with concierge service.
✔️ Mid-ship vs. Forward/Aft: Mid-ship cabins tend to experience less motion, making them a better choice for first-time cruisers prone to seasickness.
5. Decide on the Length of Your Cruise
✔️ Short Cruises (3–5 nights): Great for first-timers to try cruising without a long commitment.
✔️ One-Week Cruises (7 nights): The most common option, offering a good balance of relaxation and exploration.
✔️ Extended Cruises (10+ nights): Best for in-depth travel experiences or visiting multiple continents.
6. When to Book Your Cruise
✔️ Book Early (6–12 months in advance): Best for popular itineraries, school holidays, and securing the best cabin choices.
✔️ Last-Minute Deals (6–8 weeks before sailing): Ideal for flexible travelers looking for discounts.
✔️ Wave Season (January–March): Many cruise lines offer promotions and added perks during this time.
7. Consider What’s Included in the Price
Cruises often include:
✔️ Accommodation
✔️ Meals in the main dining areas
✔️ Entertainment and onboard activities
✔️ Pools, fitness center, and some shows
Additional costs may include:
❌ Shore excursions
❌ Drinks and specialty dining
❌ Wi-Fi and onboard gratuities
❌ Spa treatments and premium experiences
8. Plan Your Shore Excursions
Cruise line excursions are convenient but can be costly. You can:
✔️ Book with independent tour operators for better deals.
✔️ Explore on your own with local transport or by walking.
✔️ Research free activities at ports for budget-friendly adventures.
9. Check Travel Documents & Insurance
✔️ Ensure your passport is valid for at least six months after your trip.
✔️ Some destinations require visas, so check entry requirements.
✔️ Purchase travel insurance that covers cruise-specific situations like missed departures or medical emergencies at sea.
10. Pack Smart for Your Cruise
✔️ Pack essentials like formal wear (if required), swimwear, comfortable shoes for excursions, and motion sickness medication.
✔️ Bring a carry-on bag with essentials for embarkation day, as checked luggage may take time to be delivered to your room.
11. Check-In Online & Arrive Early
✔️ Online check-in: Most cruise lines allow you to complete check-in online to save time at the port.
✔️ Arrive at the terminal early: Boarding usually starts a few hours before departure. Arriving early lets you explore the ship without crowds.
12. Enjoy Your First Cruise!
Once onboard, take time to explore, join activities, and make the most of your cruise experience. Whether you’re indulging in fine dining, lounging by the pool, or exploring new destinations, your first cruise will be an unforgettable adventure!
Why choose Cheaptravelinsurance.com
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No Upper Age Limit
We offer travel insurance to travellers with no upper age limit! Just click here for a quote. Plus cover for most pre existing medical conditions.
Multiple Travel Insurance Providers
We partner with leading travel insurance providers to help you find the right cover with ease. Choose from three levels of protection, all including end supplier failure cover. With no upper age limit, we offer quotes for travelers of any age on both single-trip and annual policies. Compare prices from multiple specialist insurers in seconds and find the best policy for your needs.
Ready to get your travel insurance sorted?
Call Free on 0800 542 7167 or Get a Quote Here