Cruise Travel Insurance FAQ's
What is Cruise Travel Insurance?
Cruise travel insurance is a specific travel insurance policy that covers the activities and risks more likely to be associated with a cruise holiday in addition to the cover on a standard travel insurance policy.
What does Cruise Travel Insurance cover?
A cruise travel insurance policy will cover you for medical expenses that you need to pay if you fall ill or injure yourself while on your cruise liner or on land on one of the many excursion's you are sure to include.
It also includes repatriation cover should you need to be brought home early or transportation to a land based hospital if you need medical attention while cruising.
Cancellation cover is included from the day you purchase your policy and there is also cover for lost or stolen baggage or valuables. In addition to these benefits some insurers on our panel include cabin confinement and cruise interruption cover, which would cover you if you need treatment on dry land but are then passed fit and well to rejoin your cruise.
Cruise Travel Insurance for pre-existing medical conditions?
We specialise in helping people with pre-existing medical conditions get travel insurance and taking a cruise holiday is no exception. The medical screening process is easy and straightforward, just make sure you declare all conditions, if you need more help then just call us and we’ll be happy to give you a quote over the phone. We may need to charge an additional premium for some conditions, and this will be reflected by the condition, age and any other conditions you may have and includes having symptoms, tests, diagnosis or medical treatment for a condition.
Key Benefits of our Cruise Holiday Insurance
You can compare insurers and choose from 3 levels of cover for our single trip policies, bronze, silver and gold.
- Cruise holidays can be from 1 day - 365 days
- Emergency medical and repatriation expenses up to £15 million
- No upper age limit
- Cover for pre existing medical conditions
- Cancellation up to £12,500 per person
- Missed Port Departure up to £2,000
- Cabin Confinement up to £2,000
- Baggage cover up to £3,000 per person
- Itinerary change up to £1,000 per person
- Covid-19 cover for medical costs and cancellations
Top Tips for a Smooth & Enjoyable Cruise Holiday
Top Tips for an Unforgettable Cruise Holiday
Cruising is one of the best ways to explore multiple destinations while enjoying luxurious accommodations, fine dining, and top-notch entertainment. Whether you’re a first-time cruiser or a seasoned traveler, these expert tips will help you make the most of your cruise holiday.
1. Book Early for the Best Deals & Perks
Cruise fares fluctuate, and booking early (often 6–12 months in advance) can secure lower prices, better cabin selection, and early booking perks such as onboard credit, free drinks, or Wi-Fi packages.
2. Choose the Right Cabin for Your Needs
-
Inside cabins are budget-friendly but lack natural light.
-
Balcony cabins offer stunning ocean views and private outdoor space.
-
Mid-ship cabins provide a smoother ride for those prone to seasickness.
-
Suites come with added luxuries like priority boarding and butler service.
3. Pack Smart & Travel Light
Cruise cabins can be compact, so pack efficiently:
✔️ Bring a carry-on with essentials (medications, swimwear, documents) for embarkation day.
✔️ Pack wrinkle-resistant outfits for formal nights.
✔️ Use magnetic hooks for extra storage on cabin walls.
✔️ Don’t forget a power strip (non-surge protected) for charging multiple devices.
4. Arrive at the Port a Day Early
Avoid the stress of flight delays by arriving at your departure city the night before embarkation. This also gives you time to explore the port city before setting sail.
5. Download the Cruise Line’s App
Most cruise lines have mobile apps that allow you to check daily schedules, make dining reservations, view onboard maps, and even chat with fellow passengers.
6. Take Advantage of Specialty Dining & Packages
Main dining is included, but specialty restaurants offer gourmet experiences. Book early to secure reservations, and consider dining packages for added value.
7. Budget for Onboard Expenses
Even on an all-inclusive cruise, extras like gratuities, drinks, shore excursions, and Wi-Fi may cost extra. Check what’s included in your fare and set a budget for additional spending.
8. Book Shore Excursions Wisely
-
Through the cruise line: Convenient but often pricier.
-
Independent operators: More affordable but require careful timing to avoid missing the ship.
-
DIY exploration: Great for budget travelers who prefer flexibility.
9. Use Onboard Credit & Loyalty Perks
Many cruise lines offer onboard credit that can be used for spa treatments, excursions, and dining. If you’re a returning guest, loyalty programs may include discounts, free drinks, or priority embarkation.
10. Stay Connected Without Overspending on Wi-Fi
Cruise Wi-Fi can be expensive and slow. Save money by:
✔️ Using free Wi-Fi at port cafés.
✔️ Downloading maps, books, and shows before departure.
✔️ Purchasing a Wi-Fi package in advance for discounts.
11. Make the Most of Embarkation & Sea Days
-
Embarkation day is the best time to book spa treatments and specialty dining while others explore the ship.
-
Sea days are perfect for relaxing, so grab poolside loungers early and enjoy onboard activities like cooking classes or dance lessons.
12. Plan for Motion Sickness (Just in Case)
Even if you don’t typically get seasick, it’s best to be prepared. Pack motion sickness bands, ginger candies, or medication like Dramamine to stay comfortable.
13. Settle Your Bill Before Disembarkation
On most cruises, expenses are charged to your onboard account. Check your statement before the final night to avoid unexpected charges or long lines at guest services.
14. Disembark Efficiently
If you have an early flight, opt for self-assist disembarkation to carry off your own luggage and exit first. Otherwise, relax and enjoy breakfast before the crowds.
By planning ahead and following these expert cruise tips, you’ll set sail with confidence and make the most of your unforgettable journey. Bon voyage!
Why choose Cheaptravelinsurance.com
Quick Links
Useful Cruise Links
No Upper Age Limit
We offer travel insurance to travellers with no upper age limit! Just click here for a quote. Plus cover for most pre existing medical conditions.
Multiple Travel Insurance Providers
We partner with leading travel insurance providers to help you find the right cover with ease. Choose from three levels of protection, all including end supplier failure cover. With no upper age limit, we offer quotes for travelers of any age on both single-trip and annual policies. Compare prices from multiple specialist insurers in seconds and find the best policy for your needs.
Ready to get your travel insurance sorted?
Call Free on 0800 542 7167 or Get a Quote Here