It pays to be prudent with insurance

Take it slow when choosing a policy

Travel Insurance News - 27/03/2008

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Travel insurance is a necessary evil for anyone getting ready to take a trip away from their home country, though the process of shopping around and filling out application forms for travel medical coverage isn’t quite as enthralling as leafing through a guidebook and planning the adventure. Despite the drag on the excitement for the journey, travel insurance is something that must be carefully researched and considered; it is all too often purchased in haste to the detriment of the traveller later when something goes wrong.

One common error is assuming you are fully covered on a trip because your credit card company offers free travel insurance. You can bet your bottom dollar that any free insurance is a offered at a negligible risk to the credit card company and will be of no real value to you.

Make sure that when filling out your application form that the t’s are crossed and the I’s are dotted. Errors on the submitted paperwork could put your claim into jeopardy. It is also imperative that whatever you do concerning future claims abroad, that you keep all the receipts. Prescriptions are just as important as doctor’s bills for making claims, so keep everything. There are many policies out there, so be sure to chose one that is right for you.

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